EIUL Equity Indexed Universal Life - A Unique Insurance Opportunity
Are your assets working for you in the most tax efficient way? Are your assets properly leveraged to take advantage of maximum opportunity? Are you accepting unnecessary risk with your life insurance or retirement account?
If you are searching for a way to accumulate tax deferred cash values that may be accessed tax free in the future, then indexed universal life may provide the direction you need to insure a better future.
What is Equity Indexed Universal Life Insurance?
Equity indexed life insurance, like all permanent life insurance, currently offers three distinct tax advantages that in combination are not found in any other insurance or cash accumulation product.
| 1. | Tax deferred accumulation of cash values |
| 2. | Potential for tax managed income for retirement or college planning |
| 3. | Tax free proceeds transferable at death |
Equity indexed universal life insurance offers a unique combination of affordable life insurance with the ability to accumulate cash values that grow with the upward movement of a stock index without the normal downside risk associated with the equities market. Combine the benefits of upside cash value growth potential with the tax deferred benefits associated with life insurance and a minimum guaranteed interest rate and you have an optimum vehicle for accumulating cash.
Whether you objective is to obtain a flexible low cost life insurance policy, to maximize retirement income in the most tax efficient way or to provide liquidity in estate planning, equity indexed life insurance can help you reach your family and business objectives. Learn More...
Instant Indexed Universal Life Insurance Quote
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Compare Life Insurance
Options
Before comparing life insurance policy
options,
you must first evaluate your current circumstances
and overall goals and objectives and how they relate
to the different types of policies available. Things
like your current age, income level, debt load, savings
and investments, family structure, career goals, health
issues, retirement plans and business needs among others
must be identified. After a careful review of your
existing situation and what is important to you, the
purpose of the insurance can be identified and you
can begin to realistically consider your insurance
alternatives. Learn
More...
How an Equity Indexed
Universal Life Policy Works
Equity-indexed universal life insurance works
very similar to atraditional universal life insurance
policy with the exception that the equity indexed
policy allows an individual to allocate excess premium
payments to an account indirectly linked to the movements
of a stock index. Learn
More...
Selecting
the right Indexed Life Insurance Policy
When selecting
an equity-index universal life insurance
policy, there are a number of things
you should consider before buying a policy.
Don’t make a decision based on
what an individual insurance agent says
without thoroughly investigating all
potential options. Learn
More...
Life Insurance Tax Advantages
Life insurance has a unique combination of
tax advantages including tax deferred growth of
cash values, tax free income via withdrawals and
policy
loans, and tax free death benefits. This combination
of attributes is not found in any other cash accumulation
insurance product. Learn
More...
