Life
Insurance Examination Checklist
The life insurance “mini physical” is
one of the most crucial parts of the process of securing
a competitively priced life insurance policy. For details
on the specific requirements of the life insurance exam
see, “Everything
you wanted to know about a Paramedical Exam.”
Life Insurance Pre-Exam
Checklist
To save you time and to obtain the best possible medical
results, please follow these helpful suggestions:
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Blood pressure and pulse can be artificially raised by stress, alcohol, caffeine and tobacco. |
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Get a good night's sleep the night before the examination. |
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Abstain from alcoholic beverages for at least eight hours prior to the exam. |
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Do not smoke or chew tobacco for at least one hour prior to your examination. |
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Avoid drinking coffee, tea or caffeinated soft drinks for at least one hour prior to your examination. |
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Limit salt intake and high cholesterol foods 24 hours before your examination. |
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You should not engage in strenuous physical activities 24 hours before the examination. |
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Advise your Paramedical Examiner regarding any medications you are taking, even non-prescription medications. |
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Have available your physician's names, addresses, dates of past visits, names of any prescribed medications and any information regarding injury and major illness during the previous five years. |
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If you belong to Kaiser or any other prepaid medical plan, have your medical record number available. |
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Drink a glass of water an hour or so before your appointment. This will help in obtaining a urine specimen. |
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If a blood specimen is required, you should fast according to provider directives prior to the examination unless otherwise instructed. |
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